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Should I Refinance?

Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Input Information
  Before Refinancing After Refinancing
Amount : ($)
Interest Rate : (%) (%)
Length : (Yrs) (Yrs)
Months Paid : (Mts)
Years Before Sell : (Yrs)
Fees and Points
Points : (%)
Origination Fees : (%)
Closing Costs : ($)
Your Taxes Rates
Tax Rate : (%)
State Tax Rate : (%)
 Let Me Print That Form in PDF!

Financial Analysis (Switch to Plain English)
  Before Refinancing After Refinancing
Monthly Payment : $1,342.05 $1,163.21
Total Monthly Payments : $80,523.24 $69,792.40
Monthly Payment Savings : $10,730.84
Total Interests Paid : $54,306.57 $49,493.47
Tax Savings : $16,835.04 $15,342.98
Tax Saving Losses : $1,492.06
Balance at Refinance : $229,571.83
Points Value : $2,295.72
Refinance amount : $229,571.83
Balance at Sale : $203,355.16 $209,272.90
Balance Losses : $5,917.74
Total Losses : $7,409.80
Total Closing Costs : $3,495.72
Total Savings : $10,730.84
Total Benefit
(Savings - Losses - Closing) : 		$-174.68
Plain English Analysis (Switch to Financial Analysis)